Asset finance

Get the kit now. Spread the cost.

Vehicles, machinery, tech, tools — asset finance lets you put business-critical equipment to work immediately while the cost is spread over its working life.

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What you can finance

  • Vans, trucks and company vehicles
  • Plant and construction machinery
  • Manufacturing and workshop equipment
  • IT hardware, software and EPOS systems
  • Catering, medical, gym and salon equipment

How it can be structured

  • Hire purchase — own the asset at the end
  • Finance lease — use the asset, keep payments lower
  • Refinancing assets you already own to release cash
  • Seasonal payment profiles for farming and leisure businesses
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Your Found Funding profile is matched against Swoop's network of high street banks, alternative lenders and grant providers — over 1,000 funding sources in one search.

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Good to know

Common questions

Why not just pay cash?

Paying cash ties up working capital in a depreciating asset. Financing keeps that cash free for the parts of the business that grow — stock, people, marketing.

Is leasing or hire purchase better?

It depends whether owning the asset matters, how long you'll keep it and the tax treatment you want. This is exactly the sort of thing the funding experts talk through with you.

Can new businesses use asset finance?

Often, yes — because the asset itself is security, lenders can be more comfortable with younger businesses than they would be for unsecured lending.

Finance the equipment your business needs

It takes a few minutes to see what your business is eligible for. Free, impartial, no pressure.

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