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Funding know-how, minus the jargon

Honest, plain-English guides to help you make smarter funding decisions.

How much does a business loan actually cost?

The headline rate is only part of the story. Here is what actually makes up the cost of a business loan, and why the monthly figure can be misleading.

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Can you get business finance with bad credit?

A patchy credit history narrows your options, but it rarely closes the door completely. Here's how lenders actually see it, and which routes tend to stay open.

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Declined for a business loan? Here's what to do next

A no from one lender says very little about the whole market. Here's why business loans get declined, what to fix first, and how to find a lender likely to say yes.

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Working Capital: What It Is and Why It Matters

Struggling with cash flow? You're not alone. Even profitable businesses can hit a wall when invoices stack up and bills are due. That's where working capital finance comes in.

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7 UK Grants Every Small Business Should Know About

Grants = free money. But finding ones that fit your business? That's the tricky part. We've rounded up 7 current UK grants that could help you.

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How to Get a Business Loan Without the Headache

Applying for a business loan can feel like a full-time job — especially when you've already got one. Here's how to cut through the noise.

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