Free tool

Business loan calculator

Estimate what a business loan would really cost — monthly repayment, total interest and total amount repaid. Then see the actual rates you qualify for.

Loan details

Estimates only — your actual rate depends on your business profile.

Your estimate

Monthly repayment
Total interest
Total repaid

Rates on the market vary hugely between lenders — the same business can be quoted rates several points apart. The only way to know your real number is to check your actual options.

See my real rates

Good to know

How to read the numbers

Monthly repayment

Calculated on a standard repayment basis (capital + interest each month, like a repayment mortgage). Interest-only and revolving products work differently.

Shorter term ≠ cheaper loan

A shorter term raises the monthly payment but cuts the total interest dramatically. Try 36 vs 60 months and compare the total repaid.

APR isn't everything

Arrangement fees, early repayment terms and personal guarantees all change the real cost. Free, impartial guidance helps you compare like with like.

Ready to see what you actually qualify for?

It takes a few minutes to see what your business is eligible for. Free, impartial, no pressure.

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