Business loans

Business loans that fit the way you work

From £1,000 to £5m+, secured or unsecured — we sift through offers from mainstream banks and alternative lenders to find a loan that suits your business, not the other way round.

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What can a business loan be used for?

  • Buying stock, kit or vehicles
  • Hiring staff and covering payroll while you grow
  • Marketing, new premises or a refurb
  • Smoothing seasonal dips and covering tax bills
  • Refinancing existing debt at a better rate

Types of loan we can match you with

  • Unsecured business loans — fast, no assets needed
  • Secured business loans — bigger sums, lower rates
  • Short-term loans and revolving credit facilities
  • Merchant cash advances repaid from card takings
  • VAT and tax bill loans to spread lumpy payments
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One application. The whole market.

Your Found Funding profile is matched against Swoop's network of high street banks, alternative lenders and grant providers — over 1,000 funding sources in one search.

1,000+funding providers on the Swoop network
£1.5bn+funding completed through Swoop
300,000+businesses helped worldwide
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Common questions

How much can I borrow?

Typically from £1,000 up to £5m+, depending on your turnover, trading history and whether you can offer security. Most lenders cap unsecured lending at around one month's turnover to 25% of annual turnover.

Do I need a perfect credit score?

No. Alternative lenders look at the whole picture — trading history, turnover and affordability. A past blip doesn't rule you out, it just changes which lenders fit.

How fast can funds arrive?

Some unsecured lenders pay out within 24–48 hours of approval. Secured products take longer because valuations and legal work are involved.

See which loans your business qualifies for

It takes a few minutes to see what your business is eligible for. Free, impartial, no pressure.

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