Invoice finance

Stop waiting 30, 60, 90 days to be paid

If your money is stuck in unpaid invoices, invoice finance releases most of it within days of raising the invoice — so slow payers stop dictating your cash flow.

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How it works

Raise your invoice as normal
The funder advances typically 70–90% straight away
Your customer pays on their usual terms
You receive the balance, minus the funder's fee

Two main flavours

Invoice factoring — the funder manages collections for you; good if you'd rather not chase payments
Invoice discounting — you keep control of collections and your customers deal with you as normal, usually confidentially

One application. The whole market.

Your Found Funding profile is matched against Swoop's network of high street banks, alternative lenders and grant providers — over 1,000 funding sources in one search.

1,000+funding providers on the Swoop network

£1.5bn+funding completed through Swoop

300,000+businesses helped worldwide

Good to know

Common questions

Will my customers know?

With factoring, yes — the funder handles collections. With confidential invoice discounting, no — everything looks business-as-usual to your customers.

Is it only for big companies?

No. Selective and single-invoice finance lets smaller businesses fund just one customer or one invoice at a time, with no long contract.

What does it cost?

Typically a service fee plus a discount charge on the funds advanced. Costs vary widely between funders — which is why comparing matters.

Release the cash tied up in your invoices

It takes a few minutes to see what your business is eligible for. Free, impartial, no pressure.

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