Your clients ask you about funding because they trust you, and most of the time you have nowhere useful to send them. This is somewhere useful to send them — run by a practising accountancy firm that does the same job you do.
Swoop and Capitalise are technology companies that sell software to accountants. Found Funding is a trading name of Buzz Accounting Ltd — an accountancy practice. We do your job, which changes what is on offer.
A client mentions a VAT bill they cannot meet, kit they want to buy, or a debtor book that is strangling them. You see this before anybody else does.
An email, or the matcher link. Takes a minute. We come back to your client within one working day and copy you in.
We qualify it, package it and place it. If the answer is that they should not borrow, we tell them — and tell you why.
You see the outcome and what it cost, so the next conversation with that client starts from the facts. Nothing is charged to you or to them by us.
Your clients do not ring you the day they need funding. They ring you three weeks after they signed something expensive. Send us your client list once and we watch every limited company on it at Companies House, so you hear first.
| What we spot | Why it matters |
|---|---|
| They cleared borrowingcharge satisfied | Their security is free again and they have just proved they can service debt. The best-qualified funding conversation there is, and almost nobody watches for it. |
| Accounts are overduefiling deadline missed | Blocks most lending outright, so it is the first thing to fix before any application — and the clearest early sign a client has stopped coping. |
| They borrowed elsewherenew charge registered | Tells you a client went somewhere else, and names the lender. Too late for that deal, but you will be the first call next time. |
| They just became eligible12 and 24 months' trading | Products open that were shut the quarter before. Nobody tells the client that. You can. |
| Never borrowed at allno charge ever registered | Trading two years or more with completely unencumbered security — and, usually, nobody has ever asked them the question. |
| Insolvency historyon the register | Flagged before the conversation rather than during it, so you are not walking a client into a decline you could have seen coming. |
This reads the public register, not your ledgers. It sees charges, filing dates, trading age, insolvency history and company status — everything a lender looks up before they price a deal. It does not see turnover, cash position, debtor days or the VAT account, because those live in your software and we are not asking for access to it. It works on limited companies, so sole traders are invisible to it.
It will never be as complete a picture as the one you already have. It is there to catch what you would not think to look up.
Worth saying plainly, because the platforms never do.
No demo and no deck. A call about the kind of clients you have and whether there is anything in this for them. If there is not, we will say so — it is a short call either way.
